4.21&nbsp;is reborn day! Join us revenge spending spree &ndash; eat, shop, play with ZA Card!&nbsp;
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<h2 class="null" style="text-align: center;">🔥 Revenge Eating!&nbsp;🤤</h2>
Catch up with friends over a great meal, with 11% rebate at&nbsp;33 F&amp;B outlets1. From hotel fine dining, buffet, hot pot, steak house, Japanese BBQ, bubble tea and even confectionery - 11% ZA Coin rebates for them all!
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<h2 class="null" style="text-align: center;">🔥 Revenge shopping! 🛍️</h2>
Happiness is shopping! Enjoy up to 11% K Dollar rebate at&nbsp;D‧PARK,&nbsp;K11 Art Mall&nbsp;and&nbsp;THE FOREST2.
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<h2 class="null" style="text-align: center;">🔥 Revenge playing!&nbsp;🥳</h2>
Live life to the max! Enjoy exclusive offers at&nbsp;PURE Fitness&nbsp;and&nbsp;PURE Yoga. Plus, up to&nbsp;11% rebate&nbsp;from 6 travel platforms and 8 of the most fashionable face mask brands3!&nbsp;
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And that's not all. A limited-time 'Member-get-member Programme' is here to&nbsp;celebrate! 🎉 From now till 4 May, invite your friends to open an account at ZA Bank and draw HKD 5,000 cash rewards together, guaranteed HKD 300 at least4!
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<a href="https://bank.za.group/agreement/html/en_US/1000594" target="_blank" rel="noopener">Terms and conditions</a>&nbsp;apply. 1. Promotion from now till 30 Jun, spend with ZA at designated merchants to enjoy 11% ZA Coin rebate. 2. Promotion from now till 31 May. Same-day spending with 2 to 4 eligible receipts with accumulated spending equal to HKD 500 or more with ZA Card in designed shops in designated malls to enjoy up to 11% K Dollar rebate, up to 200 K Dollars in the entire promotional period. 3. Promotion from now till 30 Jun, spending at designated merchants with ZA Card through ZA Bank exclusive link to enjoy up to 11% staycation offer, which will be issued in the form of ZA Coins, cash rebates or spending deductions according to respective merchants; and with ZA Card, you can enjoy up to11% ZA Coin rebate when purchasing masks from designated brands. Every HKD 1 eligible transaction will earn you 11 ZA Coin (equal to HKD 0.11). Participants must successfully link ZA bank account to ZA Coin, a third-party reward scheme operated by ZA International Financial Services Limited, to join the promotion. Subjected to Terms and Conditions, please visit ZA Bank website bank.za.group/hk/za-card/revengespend for details. 4. Referee must be a new customer who has never held any product or service with ZA Bank (including but not limited to deposit account and loan account), and successfully open an account with referrer's invitation code. <a class="Hyperlink SCXW163847293 BCX9" href="https://bank.za.group/agreement/html/en_US/1000128%22%20/t%20%22_blank" target="_blank" rel="noreferrer noopener">Terms and conditions</a> apply. Reward is in form of ZA Coin. User must successfully link ZA Bank account to ZA Coin, a third-party reward scheme operated by ZA International Financial Services Limited, to join the promotion.&nbsp;
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4.21 is reborn day! Time to reclaim our lives! Let’s eat, shop and play with ZA Card to enjoy 11% rebate!

🔥 Revenge spending mode: Activated

This Christmas, travelling abroad seems a bit hard. Staying at home to enjoy 🍿 movies, 🎶 music, 🎮 gaming can also be AWESOME!
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From now till 31 Mar 2022, you can enjoy 11% rebate* on all 🍎 Apple Services with ZA Card &ndash; including Apple Music, Apple TV+, iCloud! Besides, you can also get a Genshin Impact bundle^ when you spend with ZA Card!
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We wish you a lovely Christmas, with lovely rebates on Apple Services! 🤩
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Add your ZA Card to Wallet App to spend safely and easily.
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/d7535e2d-9f41-404d-842b-0be49c2d33b1/image/30ec8dfb-dcf4-429d-a0ec-f4cbf5a344be/Add to wallet - en.jpg" alt="" width="720" height="383" />
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1. Open the Wallet App 2. Tap the plus sign in the upper right corner 3. Select「Next」and follow the instructions to enter the card information
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*The rebate is in a form of ZA Coin. User must successfully link ZA bank account to ZA Coin, a third-party reward scheme operated by ZA International Financial Services Limited, to join the promotion. Every HKD 1 eligible transaction will earn you 11 ZA Coin (equal to HKD 0.11). The maximum ZA Coin you can earn at all designated merchants per month is 15,000 (equal to HKD 150). <a href="https://bank.za.group/agreement/html/en_US/1000024" target="_blank" rel="noopener">Terms and conditions</a> apply.
^Offer is provided by the merchant. You can get a Genshin Impact limited bundle when you add ZA Card to Apple ID payment method and spend designated amount at Apple Services. You can get each bundle once at most. The redemption code of the bundle will be distributed to ZA Bank App within 3 working days after you fulfill eligibility. <a href="https://bank.za.group/agreement/html/en_US/1000024" target="_blank" rel="noopener">Terms and conditions</a> apply.

Use ZA Card to enjoy 11% rebate for Apple Services! #ZA Bank

From 4 Apr onwards, we have another way to use ZA Coin that you earned from ZA Card! 💰 We&rsquo;re excited to announce the opening of ZA Mall, our new platform where you can redeem everyday goods with your ZA Coin. 
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⚡ ZA Mall&rsquo;s first flash deal: ZA anti-epidemic kit for only 500 ZA Coin (equivalent to HKD 5)1! There is a daily quota of 100 packs on a first come, first served basis. And it&rsquo;ll refresh at 3pm from 4 Apr to 11 Apr. Make sure you have the alarm clock set!
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<h3>⏰ ZA Anti-epidemic Kit 💰 500&nbsp;ZA Coin (equiv. HKD 5) </h3>
<div>&nbsp;</div>
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/004cfa68-cef4-4621-8ccc-f75f9d148705/61e044b3-32e8-4dd6-97f7-731722edb255/Frame 1000003369 (11).png" />
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<ul>
<li>GreenSpring Rapid Antigen Test Kit (5 pcs)</li>
<li>ZA x&nbsp;Maskology mask (4&nbsp;pcs)</li>
<li>Mask cover (1&nbsp;pc)</li>
</ul>
<div>Daily quota: 100, first come, first served. For ZA Coin redemption only. </div>
<a href="https://mall.za.group/en" target="_blank" rel="noopener">Go to ZA Mall</a>
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<h2>🛡️ GreenSpring RAT (10 packs) 💰 9,000 ZA Coin (equiv. HKD 90) <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/004cfa68-cef4-4621-8ccc-f75f9d148705/15f3224c-f8a6-428e-9fdb-43a5d4daa2ce/Frame 1000003369 (9).png" /></h2>
For ZA Coin redemption only
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<a href="https://mall.za.group/en" target="_blank" rel="noopener">Go to ZA Mall</a>
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<h3>🛡️ ZA Anti-epidemic Kit Lite 💰 HKD 45</h3>
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/004cfa68-cef4-4621-8ccc-f75f9d148705/88a5ee9d-9e08-4199-ab6e-4c2c077ce77d/Frame 1000003369 (10).png" /> 
<ul>
<li>ZA x&nbsp;Maskology mask (20&nbsp;pcs)</li>
<li>Mask cover (1 pc) </li>
</ul>
<div>Daily quota: 100, first come, first served. For ZA Coin redemption only. <a href="https://mall.za.group/en" target="_blank" rel="noopener">Go to ZA Mall</a></div>
 Not enough ZA Coin? Spend with ZA Card and get a chance to win up to 324% rebate2&nbsp;&ndash; stock up your ZA Coin now! 
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1. <a style="color: #7e8c8d;" href="https://cdn.za.group/if/za-group-portal-web/assets/files/ZACoin_TC_Eng.pdf" target="_blank" rel="noopener">Term and conditions</a>&nbsp;apply. Redemption Services and merchandises are operated by ZA International Financial Services Limited. The company will use its best endeavour to collect the necessary and accurate information from merchants for facilitation of the redemption and usage of the merchandise and gift voucher. However the company makes no warranty that the information is correct and accepts no liability for failure or delay in the delivery of gift vouchers and merchandises.
2. From now till 20 Apr, each eligible transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 324% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction.&nbsp;<a style="color: #7e8c8d;" href="https://bank.za.group/agreement/html/en_US/1000025" target="_blank" rel="noopener">Terms and conditions</a>&nbsp;apply.

⏰ Flash sale: 500 ZA Coin only!

By now, you probably know spending with ZA Card lets you participate in PowerDraw1! After making an eligible transaction, you will receive one PowerDraw chance to earn rewards🤩! And to win even more rewards, you must use PowerDraw Items!
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/75a7efd9-6314-41d1-9139-e5046bbb4d62/1357fcf7-37a2-48be-a811-16740e527c16/Group 1410105374 (2).png" alt="" width="120" height="118">
Among these items, the&nbsp;1% Guarantor2 (redeemable with 88 ZA Coins) has been a fan favourite, guaranteeing at least a 1% rebate. ZA Card fans will be delighted to know that it&rsquo;s now upgraded from one redemption per day to one redemption per hour (up to 24 times a day) allowing you to earn even more rebates!
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Don&rsquo;t miss out on the other PowerDraw Items!
Aside from the 1% Guarantor, there are two other PowerDraw Items available for you to earn even more rewards, putting you ahead of the competition:
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/75a7efd9-6314-41d1-9139-e5046bbb4d62/69147548-b233-4cae-9cc9-a5cf8d4191cb/Group 1410105374.png" alt="" width="100" height="108">
Eliminator2 Remove one box from the PowerDraw machine to clear all Sur-prize Boxes faster for a &ldquo;MillionTix&rdquo;3! (redeemable with 8 ZA Coins)
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/75a7efd9-6314-41d1-9139-e5046bbb4d62/0962757d-7806-434e-bbd5-fe4ffa013632/Group 1410105374 (1).png" alt="" width="100" height="112">
Scanner2 Use this item to reveal the reward type inside a column of Sur-prize Boxes! Now, choose your favourite reward!&nbsp; (redeemable with 200 ZA Coins)
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 What are you waiting for? Go to the ZA Bank App &gt; Account &gt; ZA Card &gt; PowerDraw now and redeem PowerDraw Items to earn rebate rewards!
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 Remarks: This also applies to ZA Credit users. To borrow or not to borrow? Borrow only if you can repay!
1&ldquo;PowerDraw&rdquo;: Each eligible spending transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 200% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction. <a href="https://bank.za.group/agreement/html/en_US/1000025" target="_blank" rel="noopener">Terms and conditions</a> apply.
2&ldquo;PowerDraw&rdquo; Items: Participants can use ZA Coin to redeem "PowerDraw&rdquo; items or by completing specified spending quests to get "PowerDraw&rdquo; items under &ldquo;PowerDraw&rdquo; screen. Participants can check eligible quests under &ldquo;PowerDraw&rdquo; screen. Quests may vary. ZA Bank shall determine at its sole discretion whether an Eligible Transaction falls within the definition of and fulfils the specified spending quests, based on the transaction details defined by Visa or a merchant&rsquo;s acquiring bank, and is determined by ZA Bank at its sole discretion. The effect, redemption price and time limit for different &ldquo;PowerDraw&rdquo; items are different. Participants shall refer to the description of each &ldquo;PowerDraw&rdquo; item under &ldquo;PowerDraw&rdquo; screen for details.
3&ldquo;MillionTix&rdquo;: During the promotional period, users have the chance to get MillionTix by participating in PowerDraw or completing specific quests. ZA Bank will draw 100 of the MillionTix after each round. Users will receive an HKD 10,000 cash reward or other reward of equivalent value for each winning ticket they hold. Millionaire PowerDraw is subject to its <a href="https://bank.za.group/agreement/html/en_US/1000687" target="_blank" rel="noopener">terms and conditions</a>.

Update: Redeem the 1% Guarantor x1 per hour!

The wait is over! Today we&rsquo;re officially launching ZA Card, Hong Kong&rsquo;s first Visa card with personalised number. ZA Card is a Visa debit card featuring no annual fees, interests or late fees. From now on, all existing ZA Bank users can activate your ZA Card to enjoy a personalised, frictionless and secure virtual bank's payment service.
Yes, we know rebates and rewards matter. That&rsquo;s why we&rsquo;ve partnered with your favourite merchants based on your lifestyle. Earn as you spend with ZA Card, plus these benefits:
&middot; &nbsp; &nbsp; &nbsp; <a href="https://bank.za.group/en/za-card/11rebate">Up to 11% rebate on spending at designated merchants:</a> Pay with ZA Card to enjoy 11% cash rebate1 on your Deliveroo orders &ndash; instantly! Don&rsquo;t worry about entering a promotional code anymore.
&middot; &nbsp; &nbsp; &nbsp; <a href="https://bank.za.group/en/za-card/onlinerebate">Up to 6% rebate on online spending</a>: Online shopping is fun, only better with ZA Card! Enjoy up to 6% cash rebate instantly on your online purchases2.
&middot; &nbsp; &nbsp; &nbsp; <a href="https://bank.za.group/en/za-card/coffee">Never drink alone</a> : A good day starts with a good coffee. Grab a drink at selected specialty coffee shops and pay with ZA Card to get a buy-1-get-1-free discount3.
&middot; &nbsp; &nbsp; &nbsp; Cash rebate at hand: Tired of waiting for your rebates? Got this! We&rsquo;ll distribute the rebate on your ZA Card spending in ZA Coins, which will be instantly credited to your ZA Coin account once a transaction has been authorised and completed. Check your ZA Coin record in the ZA Bank App, and covert your ZA Coins into cash for your savings account, anytime as you wish.
Ready for a truly different virtual banking experience with ZA Card? Let&rsquo;s start with personalising the last 6 digits of your card number &ndash; and enjoy much <a href="https://bank.za.group/en/za-card">more</a> , including Apple Pay, ZA Verify, etc.
Don&rsquo;t forget though &ndash; ZA Card (debit card) will first come in virtual form, followed by the physical version later. Remember to stay tuned on our official <a href="https://www.facebook.com/za.grp">Facebook</a> for the latest updates.
Still haven&rsquo;t opened an account? Go to Apple App Store or Google Play Store and download the ZA Bank App now. Join us and enjoy a different virtual banking experience in as fast as 5 minutes!

<div style="text-align: center;"><a style="display: inline-block; width: 200px; height: 48px; line-height: 48px; background: #32c89d; color: #fff; text-align: center; border-radius: 30px; font: 18px/48px bold;" href="https://bank.za.group/en/za-card/">Apply Now</a></div>

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1. &nbsp; &nbsp; &nbsp; The promotion period is from 19 Oct 2020 to 31 Jan 2021 (both days inclusive). The rebate is in a form of ZA Coin and every HKD 1 online eligible transaction spent at Deliveroo will earn you 11 ZA Coins. ZA Coin can be redeemed to cash at 100 ZA Coin = HKD 1. User must link the ZA Bank account to ZA Coin Account (ZA Coin is a third party reward scheme operated by ZA International Financial Service Limited) in order to join the rebate promotion. The maximum ZA Coin you can earn per month is 20,000 (equivalent to HKD 200). Terms and conditions apply.
2. &nbsp; &nbsp; &nbsp; The promotion period is from 19 Oct 2020 to 31 Jan 2021 (both days inclusive). The rebate is in a form of ZA Coin and every HKD 1 online eligible transaction spent will earn you 6 ZA Coins. ZA Coin can be redeemed to cash at 100 ZA Coin = HKD 1. User must link the ZA Bank account to ZA Coin Account (ZA Coin is a third party reward scheme operated by ZA International Financial Service Limited) in order to join the rebate promotion. The maximum ZA Coin you can earn per month is 20,000 (equivalent to HKD 200). Terms and conditions apply.
3. &nbsp; &nbsp; &nbsp; From now to 14 Jan 2021, you can enjoy a buy-1-get-1-free offer when you buy a coffee at the selected merchants and pay with ZA Card. You can use the offer only once per day. Limited quota applies on a first-come-first-served basis and subject to the Promotion Terms and Conditions.

🔥 Revenge spending mode: Activated

🔥 Revenge Eating! 🤤

🔥 Revenge shopping! 🛍️

🔥 Revenge playing! 🥳